Early access opening soon on iOS and AndroidEarly access opening soon
Once a month, upload your bank statements. Floya puts every account in one calm view, cleans up the messy narrations, and shows you where your naira actually went. It never moves a kobo.Upload your bank statements once a month and see every account in one calm view. It never moves a kobo.
Founding members get launch pricing. One email when your spot opens, no spam.Founding members get launch pricing.
Read only
Floya can’t move money
Built for Nigerian banks
How it works
When a new month starts, Floya nudges you. Download last month’s statement from each bank and drop it in.Floya nudges you when a new month starts. Drop in last month’s statements.
Floya2 Oct
September is done. Upload your statements to see where it went.
Upload your statement
PDF from your bank app · free
Every cryptic narration becomes a real name, a category and a place in your story.
NIP/TRF/GTB/0123456789/ADEBAYO O. K/RENT SEPT/2609251134Rent to Adebayo
Housing · GTBank
−₦450,000
Plain-language insights about what changed, what’s coming, and what matters.
You spent 22% less on transport this month.
Bank charges cost you ₦4,370 in September.
What you get
Follow every naira from the account it left to where it landed, across all your banks at once.
Ask about your money in plain words and get a straight answer.
How much did I spend on Bolt in August?
₦38,400 across 22 rides. That’s ₦9,100 more than July, mostly late-night trips on Fridays.
Moving money between your own accounts isn’t spending. Floya knows the difference.
All accounts
₦2,480,150
Balances, spending and trends that add up, because every line is accounted for.
Privacy
Floya is a window onto your money, not a door. It observes and explains, and that is all it will ever do.
No transfers, no payments, no card details. Floya is read only, by design.
We read the transactions, then the file is deleted. We never keep your statements.
Never sold, never shared for advertising, never used to train AI. Remove an account or delete everything any time.
Clear consent before anything is processed, and a plain-language privacy policy.
Pricing
Free forever for the basics. Floya Intelligence tells you what it all means.
Free
₦0
Every account in one place, every month.
Floya Intelligence
PremiumFounding price
Monthly or yearly. Waitlist members hear it first.
Your money, explained. Like a personal CFO in your pocket.
We’re onboarding the waitlist in small groups later this year, iOS first, then Android. Everyone on the list hears from us before the public launch.
No. Floya is read only by design. It only reads the statements you upload. It has no way to send, pay or withdraw anything, and it never asks for card details or PINs.
At launch: GTBank, Access, Zenith, UBA, First Bank, Kuda, OPay and Moniepoint. Statements from most other Nigerian banks can be uploaded as a PDF from your bank app, and we add more every month.
We read the transactions out of the file, then delete the file itself. Only the cleaned-up transactions stay, and you can delete those any time.
Free to join. Leave any time.